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General Liability insurance provides protection for you if your business operations cause bodily injury or property damage to others and you are sued. The insurance normally provides both defense for the insured and payments for actual damages to injured parties. Contractors, service providers, facilities such as day care centers, are examples of entities that may requite general liability insurance. In some cases it may be offered as a part of a package with property insurance, or it may be purchased on a stand alone basis. General Liability may be rated in several ways, including payroll, receipts, area, etc. Products Liability is normally included as a part of the General Liability form, unless it is specifically excluded. Manufacturers need general liability including products. Other forms of coverage that they may need are mechanical breakdown, specialty property coverage for both machinery and stock, as well as marine or transportation coverage for goods in transit.
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Return to main page. Stanly Insurance Brokerage, Inc. Mailing address is: P. O. Box 26630, San Francisco, CA 94126-6630 |